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Welcome to money.scotsman.com's Personal Finance newsletter.

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How to survive if your debt is getting out of control

Debt is a problem that can hit anyone during their lifetime and statistics show it is becoming a bigger issue than ever.

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Educate yourself about school fees

School fees are rising faster than the rate of inflation, leaving parents at the start of a new year searching for significant sums of money.

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How to please Stephen Byers and minimise IHT costs

Attention has turned to Inheritance Tax (IHT) in the last few weeks in the aftermath of the surprise call from Stephen Byers, Labour MP and former cabinet minister, for its abolition

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Will PIPs have to wait till Blair names a time?

The Prime Minister is digging his heels in and refusing to set a date for his departure, while Gordon Brown is getting increasingly impatient waiting in the wings.

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Offset mortgages no longer just for those with big savings

If you want tax-free savings and the chance to pay off your mortgage early, "offset" products are worth considering.

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How to build up your property portfolio

Attend an Inside Track two-hour seminar and learn to: invest with minimum cash deposits; beat the estate agents; buy properties 10-15% below market value.
Sign up
for a free workshop today.

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The Scotsman Financial Services / Guides

Advice and guides from The Scotsman on Pension Annuities, Building an Investment Portfolio and Wealth Management.

Rates correct as at 21.09.06